Unsolved problems
Problems we've identified but haven't fully built solutions for yet. See something worth experimenting on? Get in touch.
NBFC collection agents lack real-time borrower context
In ExplorationField collection agents visit borrowers with minimal context — no payment history, no communication trail, no disposition data. This leads to wasted visits and poor recovery rates.
Tier-3 retailers can't access working capital without CIBIL
OpenSmall retailers in Tier-3 India need working capital but have no formal credit history. Current lending products require CIBIL scores, excluding the majority of micro-retailers.
Parents can't discover age-appropriate gifts easily online
AdoptedOnline toy and gift stores don't filter well by age appropriateness. Parents spend excessive time browsing — they want curated, age-specific recommendations, not infinite scroll.
Intercity carpooling has no reliable daily option in NCR
AdoptedDaily commuters between satellite towns and Gurugram/Delhi have no middle ground between expensive cabs and unreliable public transport. Carpooling apps focus on one-off rides, not daily subscriptions.
Fintech operators have no peer community in India
AdoptedProduct and ops leaders in Indian fintech work in silos. There's no community or publication focused on the operational realities of running lending, payments, or collections businesses in India.
Shared mobility pricing is opaque and inconsistent
OpenRide-sharing services use surge pricing that makes commute costs unpredictable. Daily commuters need fixed, predictable pricing to budget their transport costs.
Have a problem worth experimenting on?
If you've spotted a problem in fintech, retail, mobility, or any domain — and you think it's worth building a solution for — we want to hear about it.
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